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Important facts about life insurance

A little bit of education can go a long way in understanding how life insurance protects you, your budget and your family. Whether you're just getting started in life or looking to transfer your legacy to the next generation, we can help you with the articles in this section.
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Life Insurance Basics

How quickly are life insurance claims paid?

Life insurance companies work hard to ensure your benefits are paid in a quick and timely matter.

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Man on phone by window wondering whether someone could purchase life insurance on him without his knowledge.
Life Insurance Basics

Insurable interest is a safeguard against fraud

It’s possible -- but not likely -- for a life insurance policy to be purchased on you without you knowing due to safeguards like insurable interest.

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Life Insurance Basics

Know what these terms mean before applying for any type of life insurance coverage


Insurance policy language can be a bit challenging, but it's important to understand a few policy definitions. Learn these terms and be prepared to begin the policy application process.

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Life Insurance Basics

Life insurance and long-term disability

There are life insurance policy riders which can be included within a policy that may be able to help in certain events where you become very ill or disabled.

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 Hands on a laptop keyboard researching what the definition of the various roles in a life insurance policy are.
Life Insurance Basics

Life insurance basics part 2: Life insurance roles

This article discusses the key roles involved in a life insurance policy - the insured, the beneficiary, and the policy owner.

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Life Insurance Basics

Life insurance proceeds

There are ways to specify how you want beneficiaries to inherit life insurance proceeds - per stirpes or per capita.

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Life Insurance Basics

The life insurance application process

This article discusses the four steps of Protective's life insurance application process, from filling out the application online to the underwriting review.

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