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Learning Center Tools

Not sure where to start when it comes to life insurance? We can help. Explore Protective’s tools and educational resources to help you better understand your financial protection needs.
How much life insurance do I need?
Looking to get life insurance but don’t know how much coverage you may need? Check out our easy-to-use needs calculator to point you in the right direction.
What type of policy do I need?
Answer a few quick questions to understand what type of life insurance policy may work for you.
I need to learn more.
Explore our Learning Center for information about life insurance, annuities, managing finances and more.
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Get a term life quote

View your free life insurance quote.
* Savings based on premium comparisons with leading national life insurance carrier term products. Premiums were compared between the Protective Classic Choice Term life policy and the competitors’ term products for a 30-year old male with a $100,000 death benefit, select preferred non-tobacco underwriting class and a 10-year initial guaranteed premium period. Rates are effective as of April 6, 2020, vary by carrier and are subject to change without notice. Competitor policies may not be available in all states.

The product quoted is the Protective® Classic Choice Term (ICC16-TL21 / TL-21) a term life insurance policy issued by Protective Life Insurance Company, Nashville, TN. Premiums increase annually after the initial guaranteed premium period. Not available in New York. Policy form numbers, product features and availability may vary by state. Consult policy for benefits, riders, limitations, and exclusions. There are no cash values. Up to a two-year contestable and suicide period. Benefits adjusted for misstatements of age or sex. In Montana, unisex rates apply. Any quote that is present is only an estimate and the actual premium and rate class will be determined after the underwriting process is completed. Neither Protective Life nor its representatives offer legal or tax advice. You should consult your attorney or tax advisor regarding your individual situation. The Company cannot increase the premium scale. All payments and all guarantees are subject to the claims paying ability of Protective Life Insurance Company.